Real Estate Settlement Procedures Act (RESPA) for Compliance Professionals This course reviews the requirements of the Real Estate Settlement Procedures Act (RESPA), including the disclosure …

Jul 19, 2024 · The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) made significant changes to the federal consumer protection laws for residential mortgage loans, including …

Reg Z: TILA-RESPA Integrated Disclosures (TRID) for Compliance Professionals This course explains the specialized TILA-RESPA Integrated Disclosure rules related to the terms and costs, along with …

Offers a practical overview of the TILA-RESPA Integrated Disclosure (TRID) rule and is designed to help banking professionals understand the key requirements related to the required Loan Estimates and …

Delivers a comprehensive overview of RESPA Section 8, focusing on the prohibitions against referral fees and unearned fee splitting in mortgage transactions and the exceptions.

Jun 16, 2025 · Re: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation; Rescission [Docket No. CFPB-2025-0014]

Describe RESPA considerations for confirmed and potential successors in interest Describe additional considerations for ability to repay; private right of action; and unfair, deceptive, or abusive acts or …

Feb 12, 2024 · Under existing RESPA regulations, a person may not give or accept anything of value pursuant to an agreement or understanding for referral of real estate settlement service business …

Provides a thorough overview of key requirements under Regulations Z (Truth in Lending Act) and X (Real Estate Settlement Procedures Act) as they apply to closed-end consumer mortgage loans …

This “good faith” approach has been applied successfully in the past. For instance, the Department of Housing and Urban Development (HUD) declared a 120-day restraint in enforcement of new RESPA …