The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are not …

3 days ago · In 2026, FDIC insurance covers up to $250,000 per ownership category at each insured bank. This coverage extends to both principal and accrued interest while the account balance …

Federal Deposit Insurance Corporation (FDIC), a U.S. government agency created under the Banking Act of 1933 (also known as the Glass-Steagall Act). The primary role of the FDIC is to insure and …

There has been an increase in impersonation scams where victims receive unsolicited phone calls, text messages, or e-mails purporting to be from the Federal Deposit Insurance Corporation (FDIC) or the …

The FDIC Certificate ID is a number assigned to each head office depository institution by the Federal Deposit Insurance Corporation (FDIC). The Legal Entity Identifier (LEI) is a 20-digit alpha-numeric …

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

Apr 21, 2025 · FDIC insurance protects deposits at any failed bank, as long as it's a member of the FDIC. As of December 31, over4,400 banks and savings institutions were FDIC-insured.

Jan 7, 2026 · Raising the FDIC Limit Risks Repeating the S&L Crisis A bipartisan proposal to write checks the government can’t cash. By Jeb Hensarling and Michael Solon Jan. 7, 2026 6:12 pm ET