You know that ever-expanding mountain of bills, forms, receipts, coupons, and statements that collects on the kitchen counter (or the microwave, on top of the refrigerator, by the phone, etc.)? I once ...

Paperwork has a habit of spreading when you are not paying attention. One week your desk looks fine, and the next you have a stack of envelopes balanced on top of a pile of printouts, plus a few pukka ...