Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

Your credit report is one of the most important factors influencing your financial life. Lenders, landlords, insurance ...

On December 15, the CFPB issued a final rule amending Regulation V under the Fair Credit Reporting Act to update the maximum amount a consumer reporting agency may charge a consumer for certain file ...

Explore U.S. consumer protection laws that shield against scams and unethical practices like predatory lending, ensuring your ...

A Texas judge struck down a Biden-era rule from the Consumer Financial Protection Bureau that would erase unpaid medical debt from credit reports. Judge Sean Jordan of the Eastern District of Texas ...

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...

The Trump administration joined with trade groups to ask a court to overturn a Biden-era rule that aimed to limit the impact of unpaid medical bills on consumers’ credit history. By Stacy Cowley In ...